Navigating the emotional and financial complexities of divorce can be challenging enough on its own—add real estate into the mix, and it becomes even more critical to make well-informed decisions. One common dilemma divorcing couples in Minnesota face is whether to sell the marital home “as is” or invest in repairs and updates before putting it on the market.

This decision can significantly impact both the sale price and the timeline, not to mention the dynamics between spouses during an already stressful process. Here's what to consider when making this decision.

Understanding “Sold As Is”

When a property is listed “as is,” it means the seller is not willing to make any repairs or offer credits for issues uncovered during inspections. Buyers know they are accepting the property in its current condition, with all its potential flaws.

Pros

Faster Sale Process: Without repair negotiations, you may close the sale more quickly.
Less Coordination: Minimizes additional conflict between divorcing spouses over who pays for repairs.
Lower Upfront Costs: You won't have to spend time or money fixing up the home.

Cons

Lower Sale Price: Buyers may offer less, anticipating they will need to pay for repairs themselves.
Smaller Buyer Pool: Some buyers, especially first-time homeowners, may shy away from properties needing work.
Inspection Risk: Issues found in the inspection may scare off potential buyers or lead to price reductions.

Making Repairs Before Selling

Investing in repairs before listing can increase the home’s market value and appeal to a broader audience, but it requires time, cooperation, and money upfront.

Pros:

Higher Sale Price: Move-in ready homes can possibly command more money and attract competitive offers.
Greater Marketability: A well-maintained property shows better in photos and open houses.
Stronger Negotiation Position: Buyers are less likely to demand concessions when the home is in good shape.

Cons:

Upfront Investment: Repairs require money—something that may already be tight during a divorce.
Time Delays: Even minor repairs can delay the listing and prolong the sales process.
Cooperation Required: Spouses must agree on what work to do and how to pay for it.

Financial and Legal Considerations

When deciding which route to take, consider:

Equity in the Home: If you have significant equity, investing in repairs might offer a strong return.
Court Orders or Agreements: Check whether the divorce decree or temporary orders specify how the home should be handled.
Current Market Conditions: In a seller’s market, you may get away with listing “as is.” In a buyer’s market, repairs could give you a competitive edge.
Emotional Readiness: If one or both spouses are emotionally ready to move on quickly, an “as is” sale may offer peace of mind.

Consulting the Right Professionals

Before making any decisions:

Talk to a Realtor® Experienced in Divorce Real Estate like a Certified Divorce Real Expert (CDRE®)– They understand the sensitivity and legal nuances involved.
Consult Your Attorney or Mediator – Ensure your choice aligns with your divorce agreement or court requirements.
Consider a Pre-Listing Home Inspection – This can help you and your ex understand the home’s condition and make an informed, shared decision.

There is no one-size-fits-all answer when it comes to selling a home during a divorce. Whether you sell “as is” or invest in repairs depends on your specific financial, emotional, and legal circumstances.

The key is to align your decision with your broader divorce goals, whether that’s maximizing your return, reducing conflict, or closing a difficult chapter as swiftly as possible.

If you’re navigating divorce and facing this decision, consider connecting with a Minnesota-based real estate professional who specializes in divorce sales. The right guidance can save time, reduce conflict, and help you move forward with clarity and confidence.

Need help with your MN divorce real estate sale?
Let’s discuss the best strategy for your unique situation—reach out today for a confidential consultation.

Please feel free to contract Shannon Lindstrom, Certified Divorce Real Estate Expert and Realtor® at RE/MAX Results today to begin your journey with the guidance and expertise that will help you make empowered decisions during this time.

Shannon Lindstrom, Realtor®, CDRE®, CREDS, GREEN, MILRES, MRP, VCA
RE/MAX Results
Direct: 612-616-9714
Lindstrom_S@msn.com
Shannon@ShannonLindstromRealtor.com
www.ShannonLindstromRealtor.com
www.ShannonLindstrom.info
https://www.ilumniinstitute.com/cdre/shannon-lindstrom